About Us

At OatFi, we’re building the complete API infrastructure for B2B payment platforms to embed and monetize working capital solutions. We’re dedicated to enhancing financial access for SMBs, and supporting the ongoing paradigm shift happening in B2B payments.

By leveraging OatFi’s API, platform partners empower commercial end-users with the tools needed to collapse their cashflow conversion cycles, supporting organic growth while shepherding billions in offline payments volume online.

We are a fast-growing company offering an opportunity for the right candidate to join at the ground floor. At OatFi, you will have the chance to shape the future of fintech and make a significant impact from day one.

Job Overview

As a Product Manager at OatFi, you will be responsible for driving key aspects of the credit risk and capital markets product roadmap for our API-first embedded lending infrastructure. You will work closely with cross-functional teams including engineering, design, business ops and strategy, and credit risk to deliver innovative products and features that improve the customer experience and grow the business.

You will report directly to the CTO and will be responsible for managing the entire product lifecycle, from ideation to launch and beyond.

Responsibilities

• Develop and own the Credit Risk & Capital Markets product roadmap, working closely with stakeholders to prioritize features and deliverables.
• Conduct market research and analysis to identify new opportunities and validate product hypotheses.
• Work with Chief Risk Officer to develop and refine automated underwriting models to enhance credit decisioning accuracy and efficiency.
• Collaborate with stakeholders to ensure seamless integration of credit risk and capital markets features into the broader OatFi product ecosystem.
• Define requirements, develop user stories, and drive product development
• Lead the productization of capital markets functionalities, including the automation of facility management and optimization of capital deployment strategies.
• Lead agile product development processes, including sprint planning, backlog grooming, and sprint demos
• Communicate product vision, strategy, and roadmap to cross-functional teams and stakeholders
• Stay up-to-date with industry trends, emerging technologies, and competitive landscape.

The ideal candidate will have

• 4-6+ years of experience in product management, with a track record of delivering successful products
• Experience building and scaling API-first products